Running a plumbing business means staying ready for every job, every emergency call, and every growth opportunity. Whether you need working capital for payroll, equipment, vans, tools, inventory, marketing, or expansion, Leonard Capital Advance provides financing solutions designed to help plumbing businesses move forward with confidence. From independent plumbers to growing multi-crew operations, we help business owners access the capital they need to keep work flowing and revenue growing. Use our financing to help your plumbing business grow.
Plumbing contractors often face timing gaps between paying for materials, labor, vehicles, and equipment and getting paid by customers. Financing can help bridge that gap so you can stay focused on operations instead of cash flow pressure.
Use financing for:

Secure the upfront capital needed for materials and specialized gear before the first wire is pulled.
Bridge the gap between finishing a commercial install and receiving your final net-30 payment.
Upgrade your fleet or invest in high-end diagnostic tools while keeping your rainy-day fund intact.
Ensure your payroll is covered so you can attract top-tier journeymen and keep your best crews on the clock.
Bid on high-value contracts the moment they open without worrying about your current bank balance.
Modernize your operations and adapt to new electrical standards ahead of the local competition.
At Leonard Capital Advance, we know business owners need a financing process that is simple, responsive, and built around real-world business needs. Our financing options are designed to help qualified plumbing contractors access working capital quickly so they can keep jobs moving and growth plans on track.

LCA can help you pamper your customers while strengthening your bottom line by providing the funds to expand, renovate, or adding new services. Our expertise in financing for electricians allows us to analyze your business needs, risks, and opportunities, and perfectly tailor one of our industry-leading loan products for your specific needs and circumstances. Update your equipment and facilities, seize an opportunity for growth, or overcome that financial hurdle that’s holding you back.

Regardless of what your future holds, Leonard Capital Advance can help you capitalize on your business’s potential, even if conventional banks won’t consider it. Our loan products give you fast access to amounts from up to $250,000 all without the obstacles traditional bank loans often have. We can offer same day approvals and a low-documentation application process.

We lend to more than just restaurants. Over the years we’ve expanded our approved industry types. Click here to see the full list.

We can work with merchants that have less than perfect credit. An applicant must have a minimum Equifax credit score of 651 or higher.

Applicant must own the business. The business must be open and operating under the same ownership for at least 3 years.

Your business must generate a minimum of $300,000 gross sales annually from both credit card and cash.
If you own a plumbing contracting business and are looking for working capital with the lowest payments possible, simply complete our online application today. There are, 3 easy steps, and there is no hard credit pull so your credit will not be affected. We also employ seasoned loan consultants who live and work in your area, who are knowledgeable about your specific market and will work side-by-side with you throughout the process.
Leonard Capital Advance
2000 E Lamar Blvd Suite 600 Arlington, Texas 76006