Fueling Growth, and Building Business Credit One Small Business at a Time!

972-696-9019

Leonard Capital Advance
Leonard Capital Advance
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972-696-9019


  • Home
  • Apply Now
  • Our Services
    • Working Capital Loans
    • Equipment Financing
    • Business Line of Credit
    • Real Estate Cash Out
    • Get All 3 Credit Scores!
    • Credit Repair
  • Contact US
  • About Us
fast small business loans
SAME-DAY APPROVAL - SAME-DAY FUNDING - NO HARD INQUIRIES

we say yes when banks say no!

Fuel Your Business With Up To $2 Million 

Apply Online Now

Qualification is simple! Do you qualify?

 The minimum qualifications of our providers are less intensive than those of banks. We focus on getting you quick approval and fast capital. 

minimum - qualifications

3+ Months in Business

You can qualify for our top financing options with as little as 3+months in business. 

$5K + Monthly Gross Sales

The minimum revenue to qualify for financing options are $5K per month, or $60K in annual gross sales. 

No Minimum FICO score

No Minimum FICO score

We have financing options for all credit profiles. There is no minimum FICO score required to apply.


📲 Get ALL 3 FICO Scores In 90 Seconds

Why Are We Better?

Why Are We Better?

Why Are We Better?

 LCA identifies and represents only the most reputable capital providers. We provide capital faster than a traditional bank with less intensive qualifications. Your revenue is valued most, rather than your credit score. 

NEXT STEP to quick funding➡

What Will It Cost?

Why Are We Better?

Why Are We Better?

Our pricing is simple and transparent. You will be shown total advance plus total cost. The Big Banks rarely share the total cost of the capital. We will show you how much you can receive and what the total payback will be. 

NEXT STEP to quick funding➡

More Affordable

Automatic Payment

More Affordable

Our fundings are typically up to 50% less expensive than a traditional merchant cash advance. 

Fast Capital

Automatic Payment

More Affordable

You submit your application and we provide you with a fast decision. 

Automatic Payment

Automatic Payment

Automatic Payment

You are set up with regular fixed payments so that you don’t have to worry about surprise obligations. 

This is an (example) and basic qualification only!

Easy Business Capital. Pricing Per Dollar & QualificatION

Total payback costs from 18¢-49¢ per borrowed dollar. 

Ex: Borrow $10,000 pay back $11,800-$14,900.
Terms from 3-24 months 

6- months

6- months

6- months

 With a 6 month term, your total cost can be as low as 18¢ per dollar.

Average cost is 30¢ (eg: borrow $10,000, pay back $13,000).

Typical funding amount is $40,000. 

12-months

6- months

6- months

 With a 12month term, your total cost can be as low as 18¢ per dollar.

Average cost is 35¢ (eg: borrow $10,000, pay back $13,500).

Typical funding amount is $80,000. 

24-months

6- months

24-months

 With a 24 month term, your total cost can be as low as 20¢ per dollar.


Average cost is 42¢.

Typical funding amount is $130,000. 

Origination Fee

Minimum qualification

Minimum qualification

small business loans bad credit

 0%-5% of capital for your first funding (deducted from your capital advance at the time of funding).

Example: $100,000 funding with 2% fees. $2,000 fee would be deducted from the funding, so $98,000 would be wired to you. 

Minimum qualification

Minimum qualification

Minimum qualification

small business loans bad credit

*Eligibility for the lowest prices shown above are reserved for customers with the strongest cash flows and credit profiles. Returning customers with the strongest credit profiles and excellent payment history on prior capital products from LCA are eligible for our even lower premier rates. 

Ready to get funded?

1 . COMPLETE THE APPLICATION

1 . COMPLETE THE APPLICATION

1 . COMPLETE THE APPLICATION

Complete Our 100% online application by clicking below.  

2. UPLOAD DOCUMENTS

1 . COMPLETE THE APPLICATION

1 . COMPLETE THE APPLICATION

During the online application process, you will upload 4 months of bank statements (PDF),  a voided check, and a copy of your driver's license. 

3. RECEIVE OFFERS

1 . COMPLETE THE APPLICATION

3. RECEIVE OFFERS

We will provide you with the best funding offers. Once accepted sign your contract and have funds wired to you within 1 business day and as fast as 1 hour.  

Get Funded Today!

Next step to quick funding➡
  • Home
  • Apply Now
  • Working Capital Loans
  • Equipment Financing
  • Business Line of Credit
  • Real Estate Cash Out
  • Get All 3 Credit Scores!
  • Credit Repair
  • Contact US
  • About Us
  • Disclaimer
  • Terms of Use
  • Privacy Policy

Leonard Capital Advance

972-696-9019

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