Fast, Flexible Business Financing for HVAC Contractors
Fast Funding In 1-2 days
HVAC keep homes, businesses, and job sites powered, productive, and up to code. Whether you handle residential service calls, commercial installations, panel upgrades, rewiring projects, or new construction, access to capital can help you take on more jobs, cover upfront costs, and keep your business moving forward. Leonard Capital Advance offers financing solutions designed to help electricians manage cash flow, invest in growth, and handle the everyday demands of running a busy electrical business.
Financing Built for HVAC Businesses
HVAC contractors often face timing gaps between paying for materials, labor, vehicles, and equipment and getting paid by customers. Financing can help bridge that gap so you can stay focused on operations instead of cash flow pressure. Use financing for:
- Equipment purchases and upgrades
- Service vans and fleet expenses
- Inventory and parts
- Payroll and hiring needs
- Marketing and customer acquisition
- Emergency repairs and unexpected business expenses
- Office expansion or warehouse needs
- Cash flow support during seasonal fluctuations
The Difference is Insight
Strengthen Your Bottom Line
LCA can help you pamper your customers while strengthening your bottom line by providing the funds to expand, renovate, or adding new services. Our expertise in financing for hvac allows us to analyze your business needs, risks, and opportunities, and perfectly tailor one of our industry-leading loan products for your specific needs and circumstances. Update your equipment and facilities, seize an opportunity for growth, or overcome that financial hurdle that’s holding you back.
Capitalize On New Opportunities
Regardless of what your future holds, Leonard Capital Advance can help you capitalize on your business’s potential, even if conventional banks won’t consider it. Our loan products give you fast access to amounts from up to $250,000 all without the obstacles traditional bank loans often have. We can offer same day approvals and a low-documentation application process.
Minimum Qualifications
Industry Type
We don’t just offer standard commercial lending; we’ve expanded our qualified industry types to support over 50 industries.
Credit Score
We can work with merchants that have less than perfect credit. An applicant must have a minimum Equifax credit score of 651 or higher.
Time in Business
Applicant must own the business. The business must be open and operating under the same ownership for at least 3 years.
Annual Sales
Your business must generate a minimum of $300,000 gross sales annually from both credit card and cash.
