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Leonard Capital Advance
Leonard Capital Advance
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972-696-9019


  • Home
  • Apply Now
  • Our Services
    • Working Capital Loans
    • Equipment Financing
    • Business Line of Credit
    • Real Estate Cash Out
    • Get All 3 Credit Scores!
    • Credit Repair
  • Contact US
  • About Us
(Flexible, Reliable Solution for Business Funding)

CREDIT LINE HYBRID PROGRAM

Get up to $150K with an unsecured business line of credit, allowing help in building business credit effortlessly. Access flexible funds for cash flow, expansion, and unexpected expenses! 

Get Started

(Flexible, Reliable Solution for Business Funding)

The LCA Business Credit Line Hybrid is tailored to help businesses secure funding based on personal credit quality, making it an excellent option for building business credit. Our lenders require no financials, bank statements, or business plans—ideal for those seeking an unsecured business line of credit. 


This program is as close to a “no-doc” option as possible, and with introductory rates as low as 0%, you can easily qualify for a new business line of credit with some of the best terms available in the country. 

Fast Facts on the Credit Line Hybrid program

APPROVAL AMOUNT UP TO $250,000

APPROVAL AMOUNT UP TO $250,000

APPROVAL AMOUNT UP TO $250,000

Credit quality GOOD

APPROVAL AMOUNT UP TO $250,000

APPROVAL AMOUNT UP TO $250,000

COLLATERAL NONE REQUIRED

COLLATERAL NONE REQUIRED

COLLATERAL NONE REQUIRED

DOCUMENTS NONE REQUIRED

COLLATERAL NONE REQUIRED

COLLATERAL NONE REQUIRED

Why You Need the Credit Line Hybrid program

24-hour pre-approval

0% interest for 6-18 months

0% interest for 6-18 months

0% interest for 6-18 months

0% interest for 6-18 months

0% interest for 6-18 months

No collateral requirements

0% interest for 6-18 months

Credit approvals up to $150,000 per individual

Credit approvals up to $150,000 per individual

Credit approvals up to $150,000 per individual

Credit approvals up to $150,000 per individual

No upfront application fee

Credit approvals up to $150,000 per individual

Even Startup businesses can qualify

Even Startup businesses can qualify

Credit approvals up to $150,000 per individual

Even Startup businesses can qualify

Ability to use a credit partners to qualify if needed

Ability to use a credit partners to qualify if needed

Ability to use a credit partners to qualify if needed

Business credit can also be used to help qualify

Ability to use a credit partners to qualify if needed

Ability to use a credit partners to qualify if needed

.

No cash flow requirements

Ability to use a credit partners to qualify if needed

TRUE NO DOC financing program

.

TRUE NO DOC financing program

Can help build or improve your business credit score

TRUE NO DOC financing program

Can help build or improve your business credit score

Can help build or improve your business credit score

Can help build or improve your business credit score

Many DON'T report to personal Credit (some will)

Can help build or improve your business credit score

Can help build or improve your business credit score

How Does It Work?

4-STEP PROCESS

1ST STEP

1ST STEP

1ST STEP

Complete the form for a one on one consultation with a representative  

2ND Step

1ST STEP

1ST STEP

Submit your application. Soft pull on your credit 

3rd step

3rd step

3rd step

 Get pre-qualified in as little as 24 hours 

4th step

3rd step

3rd step

Meet directly with Credit Line Hybrid Advisors and get access to your Credit Lines 

How to Qualify for Funding With the Credit Line Hybrid

680+ credit score on with all three consumer credit bureaus

Credit Card 3 Years old with a $5,000+ limit (Must be a primary card)

No more than 4 unsecured accounts open in the past 12 months

No more than 4 unsecured accounts open in the past 12 months

Credit Card 3 Years old with a $5,000+ limit (Must be a primary card)

No more than 4 unsecured accounts open in the past 12 months

Credit Card 3 Years old with a $5,000+ limit (Must be a primary card)

Credit Card 3 Years old with a $5,000+ limit (Must be a primary card)

No more than 4-6 inquiries per bureau in the last 6 months- preferably less

No more than 4-6 inquiries per bureau in the last 6 months- preferably less

Minimum of two (2) open revolving account with a year and a half of good payment history

No more than 4-6 inquiries per bureau in the last 6 months- preferably less

Minimum of two (2) open revolving account with a year and a half of good payment history

Minimum of two (2) open revolving account with a year and a half of good payment history

Minimum of two (2) open revolving account with a year and a half of good payment history

No bankruptcies within the past 7 years

Minimum of two (2) open revolving account with a year and a half of good payment history

Minimum of two (2) open revolving account with a year and a half of good payment history

Under 40% utilization on all revolving accounts

No open (unpaid) collections, liens or judgments

No open (unpaid) collections, liens or judgments

No open (unpaid) collections, liens or judgments

No open (unpaid) collections, liens or judgments

No open (unpaid) collections, liens or judgments

MUST Have EIN NUMBER

No open (unpaid) collections, liens or judgments

MUST Have EIN NUMBER

This program does require a Personal Guarantee from you or your credit partner if you use one.

See what you qualify for today 

PRE-QUALIFY NOW

Terms That Can’t Be Beat

 This program offers an unsecured business line of credit that is ideal for building business credit. With a new business line of credit, you can take advantage of some of the best terms available, including interest rates as low as 0% for 6 to 18 months. Note that interest rates may vary with each credit line. 

How Much Does It Cost?

There is a one time Success Fee of 9.9% that is due after you have received access to your credit lines. If you don't get approved - you don't pay. Best of all, you can use your new 0% credit lines to pay the success fee. 

Multiple Finance Options All In One Place

Wondering if the Credit Line Hybrid is right for you? Find out now, and if it isn't the best fit, we have multiple other options with easier qualifications and better terms. Find out how much you qualify for  today with our Business Finance Blueprint Qualifier and let our team help you find the best options.

EXPLORE YOUR OPTIONS
  • Home
  • Apply Now
  • Working Capital Loans
  • Equipment Financing
  • Business Line of Credit
  • Real Estate Cash Out
  • Get All 3 Credit Scores!
  • Credit Repair
  • Contact US
  • About Us
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  • Terms of Use
  • Privacy Policy

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972-696-9019

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